If your property is in unincorporated Thurston County, you may be eligible for flood insurance discounts even if you're in a flood plain or have previously filed a claim. That's because the county is in FEMA's (Federal Emergency Management Agency's) flood insurance program. Note: The county doesn't sell flood insurance, but talk to your insurance agent.

See if You're in a Flood Area & Talk to Your Insurance Agent 

• Use county's online Property Maps to see if your property is in a flood area. If not in flood areas, you may still be eligible for discounted flood insurance.
• Contact your agent for a quote, and let them know the county has a Class 2 Rating.
  • See flood insurance disount info on page 3 of FEMA's Discount Explanation Guide 
  • Learn about NFIP (National Flood Insurance Program) which is available through most insurance carriers. Note, NFIP offers coverage even if you're in a flood plain or have previously filed a claim.
• Learn more about NFIP on FEMA's website www.floodsmart.gov,
• Learn more about the Community Rating System in FEMA's fact sheet.

Details about the County's Flood Rating 

Thurston County is rated a Class 2 in FEMA's National Flood Insurance (NFIP) Community Rating System because the County's flood planning, flood reduction and flood education efforts exceed FEMA's minimum requirements. This rating provides a 40 percent discount on NFIP premiums for property in special flood hazard areas, and 10 percent discount for properties outside those areas in unincorporated parts of Thurston County. The rating was Class 4 until October 2016. Only two other communities in Washington have this rating, Pierce and King counties.

Flood & Other Emergency Plans

Thurston County government adopted flood safety plans to protect residents and property from flooding. See details in the plans below.

Flood Hazard Mitigation Plan 

Natural Hazards Mitigation Plan 

The Comprehensive Emergency Management Plan 

Hazard Identification and Vulnerability Analysis